Dear Friends and Family,

Congress is negotiating the federal debt ceiling. While headlines may be unsettling, we urge patience. The U.S. has never defaulted, and we believe an agreement will be reached.

Markets have responded with increased volatility. Remember, long-term plans matter more than short-term swings.

Summer Tip: Review your emergency fund. We recommend setting aside 3 – 6 months of expenses in a liquid account.

Please call us if you have questions about your portfolio or wish to discuss adjustments.

Sincerely,

Katz Family Financial