Dear Friends and Family,

Good News: Katz Family Financial Advisors was selected as a 2012 Best of Bethesda Winner and earned the Five Star Best of Seattle Award for the fifth time in six years!

Contribution Limit Increase:

• $5,500 if under age 50
• $6,500 if age 50 or older
• Or your total taxable compensation

2012 IRA contributions can still be made up until April 15, 2013. Ask us if you’re unsure.

Gift Tax Annual Exclusion: Increased to $14,000 per person in 2013 ($28,000 for married couples).

Inflation Note: The inflation rate was 1.7% in December 2012. Large-cap dividend – paying stocks can help provide an inflation-adjusted stream of income. As always, quality matters.

Sincerely,

Katz Family Financial