Dear Friends and Family,

“If I could wish a wish for you, it would be for peace and happiness not only now, but for the whole year through.”
As the year ends, here are a few important considerations:

• Contact us to review 2009 gains/losses before deadlines.
• RMDs are not required this year, but if needed, request them before December 31.
• Open a Roth IRA now to prepare for 2010 conversions.

Our Roth IRA seminars continue in December and January. These changes can benefit almost everyone and offer significant estate, tax, and savings opportunities. Seminar details are available for both Issaquah and Bethesda locations.

Feel free to bring friends or call to set a one-on-one meeting. We’re here to help you plan well into 2010 and beyond.

Happy Holidays from our home to yours!

Sincerely,

Katz Family Financial