Dear Friends and Family,

We’re officially into 2012, and with tax season upon us, here are a few reminders and planning tips:

• Fidelity’s 1099 and Year-End tax forms will arrive by mid-February.
• Katz Family Financial fees may be deductible. Check with your CPA.
• Traditional and Roth IRA contributions can be made until April 17, 2012.

Economic indicators are improving:

• The unemployment rate fell to 8.3%.
• Home sales have picked up slightly.
• Consumer confidence is rebounding.

We remain cautiously optimistic and continue to monitor global events closely. As always, let us know if you’d like to review your accounts.

Sincerely,

Katz Family Financial