Long-Term Focus Over Fear
Recent market volatility has caused many investors to feel rattled. While the headlines may sound scary, it’s important to take a long-term view. Here’s what we know: Markets experience corrections…
Staying Safe Amid Market Noise
It’s easy to get caught up in market noise — headlines, predictions, economic data, and sentiment swings. Our job is to help you stay focused on the long-term, avoid the…
Quality Over Growth
Over the last year we have been rebalancing portfolios to overweight high quality companies. This has included increasing or establishing positions in businesses with wide moats, clean balance sheets, high…
Major Financial Risks We Monitor
Major financial risks we watch for our clients include: Outliving your savings Losing your savings to market risk Overpaying for taxes Being too conservative or too aggressive Not investing at…
A Generational Opportunity
Last chance in a generation? The U.S. has a long history of embracing immigrants. These immigrants are generally self-selected for success. These immigrants take major risks leaving their homeland and…
FDIC-Backed Structured CDs
We continuously search for investments that are safe, have good growth prospects, and are priced right. The newest generation of FDIC insured Structured CDs meet our standards. These CDs add…
Energy Shift & Pipeline Plays
A lot has been said about falling gas prices acting in the same manner as a tax cut. This extra money will probably be spent by consumers and help the…
Deflation, Depression & Inflation
Dear Friends and Family, DEFLATION is a decrease in the general price level of goods and services. Sorry this is not about football. Deflations, defeat, default, are all “de” words…
Financial Health Checklist
Dear Friends and Family, Happy New Year! With the New Year come resolutions. While most people are committing to working out to get healthy, we also encourage everyone to manage…
Inflation vs. Deflation
Dear Friends and Family, There’s been a lot of discussion lately around inflation and deflation. Here’s our quick take: Deflation hurts debtors — their debts grow relative to shrinking assets.…
Year-End Moves & Market Calm
Dear Friends and Family, As the year wraps up, here are a few smart steps to consider: Complete your RMD if you’re 70½ or older. Harvest gains/losses where appropriate. Max…
Buffett Wisdom & Market Calm
Dear Friends and Family, Below are three thoughts based on Warren Buffett’s advice over the years in his shareholder letters for Berkshire Hathaway: Buy companies, not stock certificates or lottery…