Improving Cash Yield & Safety
Dear Friends and Family, A money market fund change. Historically, brokerage firms paid interest on the balances in their client’s accounts. The banks objected, and regulators banned those interest payments.…
Truth in Financial Reporting
Dear Friends and Family, Financial Fake News is like other fake news in that it generally fits into two categories. The smaller category is simply wrong information, while the larger…
Smart Retirement Planning
Dear Friends and Family, As one prepares for retirement, the following thoughts should be considered... Wait until age 70 to claim Social Security benefits. These benefits are a lifetime annuity,…
The Index Fund Debate
Dear Friends and Family, After a bit of a roller coaster month, we have some exciting news. For the seventh year, Sue has won the 5 Star Professional Seattle Wealth…
Market Declines & Investor Behavior
Dear Friends and Family, Market Declines…After several days of market decline, I am already hearing news that sounds like the fairy tale Chicken Little. In this tale a young chicken…
Big Tech & Bubbles
Dear Friends and Family, Happy New Year! We all at Katz Family Financial would like to wish each one of you a year of prosperity and health. We are grateful…
What Tax Reform Might Mean
Tax reform is a hot topic as 2017 draws to a close. Congress is debating changes to tax brackets, deductions, and corporate tax rates. While we don’t know what will…
Timing Isn’t a Strategy
Market timing is tempting. When prices are high, we want to sell. When markets fall, we want to wait for a bottom. But research shows that trying to time the…
Valuing Information
We live in an information age. Data is everywhere. But more information doesn’t always lead to better decisions. In fact, it can lead to paralysis, distraction, and even worse decision-making…
Knowing When to Sell
Time to Sell? One of the most difficult decisions in investing is knowing when to sell. Most investors spend much more time and energy on what to buy and when…
When 'Different' Isn't Better
This Time It’s Different… That is what people always say when justifying high market valuations, speculative investments, or ignoring historical risks. Those words have been heard before every market bubble:…
Investing for the Future
The Future… The next twenty years will bring massive changes. We believe we are in the beginning of another economic revolution — just like those brought on by the agricultural…